Because of the risks you may take, it is important for assets to be protected. ...

The recession has skittled the plans of a lot of people. A sizeable part of the population now believe they no longer have the chance of a decent retirement and have nearly given up on investing for the future....

Assets must be in a trust for a period before they are fully protected from asset testing and creditors. ...

Budget figures and forecasts rate this recession the longest and deepest in New Zealand’s recent history....